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While families gather, fond memories are in the making, and precious gifts are unwrapped, it’s the perfect time to reflect on the past year and look ahead to an even better New Year.
Thanks to the wisdom of the personal finance blogging community, we are coming away from 2012 and into 2013 with a variety of lessons on how to give, and in turn, live, better:
- Enjoying life more does not necessarily mean spending more money. Whether you are throwing a holiday party, serving the ultimate holiday feast, thinking of creative gifts to give to those you love, or investing in your own personal development, often the most thoughtful and meaningful ways to give to ourselves and those around us, are the ones that have the most impact. Perhaps you give the gift of an investment to a child, or spend your holiday savings giving to your favorite charity or others in need, or even focus on self-betterment to be the best version of you for your friends, family, and co-workers. No matter what your method of giving may be, it is always possible to be compassionate and financially savvy, all at once.
- While we all like to focus on others during the holidays, it’s also prime time to focus on ourselves and our financial futures. Before spending on anything, the wisest tactic may be to give to yourself first through saving and investing wisely. Only then, when you yourself feel most comfortable with your financial situation, will you also be able to share in that comfort with others.
- Financial advice may be the greatest gift of all. Whether you are helping a friend create a budget or a young family member establish his first savings account, the advice you give today will have a compounded effect for years to come – much like an investment. Advice empowers us to invest in the futures of those around us, and we cannot put a price tag on that.
Special thanks to all of the personal finance bloggers who made Blogging for a Better Holiday possible. It is with their wisdom and guidance that we are able to not only learn valuable tips on giving better, but also absorb some key pointers on how to live better, more enjoyable lives. Check out Betterment’s Blogging for a Better New Year for even more advice from the personal finance pros throughout the month of January.
And from all of us at Betterment, a very happy and healthy holiday season!